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About Payment Partners

Payment Partners (sm) facilitates electronic payments by linking banking systems from around the world into one, streamlined and fully trackable global network. Any bank, credit union or brokerage account holder anywhere in the world can make a payment out of their account into any other account worldwide.

Headquartered in Irvine, CA, USA, Payment Partners(SM) is located just a few short miles from the Pacific Ocean in Southern California. The Payment Partners network is managed by leading professionals from the payments, financial services and banking industries and was founded by the former senior management team of eFunds Corporation (Deluxe Corp) and the former CEO and COO of VISA International. Payment Partners brings together a unique combination of banking, operational, and software development professionals to address the complex needs of international e-commerce.

Executive Team:

CHARLES T. RUSSELL - Chairman of the Board of Directors

Mr. Russell serves as an outside Director and Chairman of FirstWeb Bancorp. Mr. Russell's distinguished international career spanned nearly twenty years of service as Chief Executive Officer of VISA International. Mr. Russell currently serves as a Director of First Data Corporation and, until its acquisition by BancOne, served as a Director of First USA, Inc., the nation's largest credit card company.

JOHN D. FLEMMING - Director & Assistant Secretary

Mr. Flemming is an outside Director of FirstWeb Bancorp and also serves as Assistant Secretary for the Company. Mr. Flemming serves as President and Chief Operating Officer of Carpenter & Company, and has been primarily responsible for its investment banking, asset management, and consulting activities. Prior to joining Carpenter & Company, Mr. Flemming served as Managing Director of Southport/Carpenter Group.

ROGER PEIRCE - Director

Mr. Peirce is an outside Director of FirstWeb. From 1994 until 1998, Mr. Peirce was Group President of First Data Corporation's Merchant Services organization. Prior to FDC, Mr. Peirce was Chief Operating Officer of Visa. Mr. Peirce began his career with IBM.

ROD STAMBAUGH - Director

Mr. Stambaugh is an outside Director of FirstWeb. Mr. Stambaugh serves as Corporate Vice President of Aether Systems. Prior to joining Aether Systems, Mr. Stambaugh spent eight years as the founder and president of US Wireless Data, Inc.

BARNEY WHITESELL - Director

Barney is President of Whitesell & Company and former director of Pacific National Bank. Whitesell provides personal financial services for individuals and is based in Newport Beach, California.

GREG BJORNDAHL - Director, Chief Executive Officer

Mr. Bjorndahl is a Director and Chief Executive Officer of FirstWeb Bancorp since July 2001. Prior to his current position, he held senior sales and marketing posts at Acxiom Corporation, Deluxe Corporation, Citibank, Visa International, and the former Security Pacific Bank - now part of Bank of America. Mr. Bjorndahl is also a Director of several privately held companies.

KENNETH AUGUST, ESQ. - Secretary, Outside Counsel

Mr. August is primary legal counsel to the Company and as of July 2001 also serves as Secretary of the Company. He is a member of the law firm Feldhake, August & Roquemore LLP, with prior experience in international law and trade relations. Mr. August is active in outside activities to promote trade between the United States and foreign countries.

TOM CLEVELAND - Treasurer & Senior Vice President, International

Mr. Cleveland leads the Treasury and Foreign Exchange functions at FirstWeb. Prior to his current position, Mr. Cleveland served as Chief Financial Officer of Visa International from 1980 until 1999, retiring with the title of Group Executive Vice President and Treasurer from Visa in 1999. Prior to joining Visa Mr. Cleveland was in public accounting.

DEB HYLEN - Sales & Marketing

Ms. Hylen joined the Company as the sales and marketing leader in July 2001. Prior to her present position she was general manager at a commercial leasing company, and general manager of a specialty parts supplier. Ms. Hylen started her career in commercial banking at Union Bank of California.

RANDY W. SALO - Chief Technology Officer

Mr. Salo joined Payment Partners to oversee the Company’s technical and strategic development in December 2001. He comes with over 20 years experience in engineering, project management, sales and marketing, from such companies as Qualcomm, Hewlett Packard, and BrookTree/Rockwell. Most recently Mr. Salo consulted for Intel, LogicTree and Sensoria among others. Mr. Salo is a member of ACM, EIA, and AEA.

PHILIP LA CHAPELLE - President & CEO, Security State Savings Bank

Mr. LaChapelle is President & CEO of Security State Savings Bank, a wholly owned subsidiary of FirstWeb Bancorp. Prior to his current position he was an executive with several banks and held various positions at Citibank.

TARA ZANECKI - Vice President, Marketing & Sales Promotions

Mrs. Zanecki has been supporting the brand, marketing and sales promotional efforts of Payment Partners since April 2001. Previously she was a director of marketing at several new media companies as well as an independent marketing consultant.


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